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Big Companies Shall Swallow Small Enterprisers
Sep 13th
Big Companies Shall Swallow Small Enterprisers
Big companies shall swallow small enterprisers.
In India big companies have come and they are entering all the fields. They have opened even eating houses, general merchant market and even ration shops have been established by the big companies. They are deploying people and it is an accepted thing that they are supplying the customers better items and items of good quality and at the same time they are supplying to their customers items at cheaper rate because they believe in big sale and they know that when there is sale of on large scale, they shall earn profits. These shops are being established in each town and people are being attracted to these shops.
The small shopkeepers had their time and they were not meeting all the demands of the people and since they had been giving to the customers articles at credit, the people who became customers once, they were not in a position to leave those shopkeepers and go another shop. Once a debtor always a debtor and now the people are understanding that they shall be having more benefits if they purchase items of their daily use at cash system. It seems the people who are small shopkeeper and who are running small enterprisers shall be joining these big shopkeepers as sales men, as stock holders or the like and in due course all establishments shall be working on behalf of these big industrialists and commercial establishments. Only the people expert in the line of economics could tell us whether this system shall be beneficial for the people or it shall bring more unemployment and more poverty. A common man shall not be able to tell about this coming period.
As far as India is concerned, they had been indulging in small enterprisers and even Mahatma Gandhi had been in favour of small industries and when we are now in open market facing challenges from all the sides, we shall have to enter big industries because these small units shall not be able to compete with industrial and commercial establishments. The experts in India must take up this matter and must see that what we do that should be in the interest of our people who are mostly illiterate, untrained and non-experts. They are not in a position to enter this competitive market which is coming into being in this country. These big establishments shall not engaging these illiterate and untrained people and there are chances that unemployment shall become a new problems for us. These unemployed people shall be creating more troubles for the people and India shall become a disturbed country. Therefore, the state must think over this matter once again before they are allowing these big industrialists and commercial units to enter the common market with is presently in hands of small enterprisers.
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Cruise ship job vacancies, the cruise lines are hiring now!
Sep 12th
Cruise ship job vacancies, the cruise lines are hiring now!
There are 15,000 cruise ship job vacancies to be filled every year, just to keep up with all the new mega cruise ships being launched.
The cruise industry is one of the fastest growing job sectors in the world!
I am strongly advise you to apply directly to the cruise lines that interest you, this is the best way. If you have a good referred local agent by good seamen currently working on board, that will be great too!
Cruising is now the largest growing leisure and travel job industry in the world and looking for new cruise staff who are experienced working in areas such as hotel, casino, beauty therapy, photography, security, retail, food and beverage, administration, entertainers, hotel personnel, IT, lecturers, Security personnel, travel staff, health and fitness, tour coordinator and many more.
Whatever your background and job experience is, you will find that there are great employment opportunities for you to work on board a cruise ship.
However while you are applying a cruise ship job, please pay special attention to the jobs that are normally filled by the same nationality.
Cruise ship job vacancies in the engine room or on deck to be filled by the same nationality as the ship’s officers, it is important for communication or language purpose while cruising.
Most of the ship officers are Norwegian, Greek, or Italian, with a handful of British and American ships. Many of the technical crew jobs in the engine room or on deck are staffed with Filipinos.
They also employ unskilled workers at entry level for certain jobs. Most of the larger cruise lines have a cadet training scheme on board their ships.
Job contracts offered by cruise lines are usually of four to six months duration, which are renewable.
Most cruise lines post job openings, application forms, and information about how to apply on their own websites. Be sure to follow the posted application procedures to the letter.
Source Article: Visit http://www.smart-guide-to-world-cruise-ship.com/cruise-ship-job-vacancies.html for more information on your cruise ship job vacancies research : )
About The Author:
www.smart-guide-to-world-cruise-ship.com is an excellent guide to start your cruise ship life as for your career as well as a traveler. The video gave a good feeling of what it is like on board the cruise ship, it is very informative and filled with tons of information to help you identify the right cruise for you to work and for making the best of your cruise ship vacation too! Take me to cruise ship : )
(Appreciate to note source when reprinted for your good purpose.)
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Falling Slowly Ringtone | Download Lee DeWyze Falling Slowly Ringtone
Sep 11th
Falling Slowly Ringtone | Download Lee DeWyze Falling Slowly Ringtone
Falling Slowly ringtone – Download Falling Slowly ringtone direct to your phone in seconds! Be one of the first to get Falling Slowly ringtone on your cell phone.
“Falling Slowly” by Lee DeWyze and Crystal Bowersox was performed on the ninth season of American Idol during “Songs from the Cinema” week where it was highly praised by the judges. Simon called it “fantastic,” and Kara said it was one of her “favorite moments of the entire season.”
** Click Here To Get Falling Slowly Ringtone Sent Straight To Your Phone **
Being well known for releasing awesome songs, Lee DeWyze have done it again with the release of Falling Slowly. Although this is a fairly new release by Lee DeWyze, “Falling Slowly” is currently one of the top downloads at online music stores such as Amazon and iTunes. There is already a buzz on video tube sites such as YouTube and Falling Slowly is certain to rocket high into the charts around the globe. Make sure you don’t miss out on this latest offering from Lee DeWyze. This song’s reach is not just limited to mp3 downloads, the Falling Slowly ringtone is one of the hottest ringtone downloads around at the moment. If you’re into Lee DeWyze in a big way, you should definitely have some Lee DeWyze ringtones on your phone.
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True fans of Lee DeWyze should be downloading their music legally. Tracks cost as little as .99 from a site such as iTunes and even less from a subscription site. For information about subscription music sites and to get free trials, have a look at www.legalmusicguide.com. You can also get the Falling Slowly Ringtone sent directly to your phone. If you are looking for the latest and greatest ringtone, click here to Download Falling Slowly Ringtone straight to your phone now.
SAT Prep- Best Advice
Sep 10th
SAT Prep- Best Advice
The single most important action you can take to prepare yourself to do your best on the SAT is starting your preparation as early as possible. Most people spend one or two months prepping for the SAT. Two months is certainly better than not prepping at all. That said, prepping for six months is a lot better than prepping for two months.
Here are a couple of points to consider.
1. The SAT is a limiting factor in determining what Colleges you are eligible to attend. While you shouldn’t have a tough time getting into a third tier college with a 00 on your GMAT, you would be hard pressed to get into a TOP program with a 1800.
This sounds obvious, but the point to consider is that it’s a one way stream. A high SAT score means a lot of options and a low SAT score means fewer options (not ‘less’ options!!).
2. Anyone, let me repeat, ANYONE can improve their SAT score.
3. The more you prepare, the better you get. While the SAT is ‘supposed’ to be an aptitude test of skills that are gained over years, experience of thousands of students has proved that more preparation generally equals higher score.
Does this mean you can’t improve your SAT score in two months? No, not at all. In fact, you can improve your SAT score 100, 0, 300 points in a couple of weeks of hard work.
The most important part about prepping early is knowing your baseline. To do this, you need to take a sample SAT. Luckily there are lots of services out there that allow you to take a SAT practice test to see where you currently stand. Then, when you see where your strengths and weaknesses, you’ll know what you’ve got ahead of you in terms of prepping time and effort. Maybe you only need a few weeks of geometry review to be solid in geometry, but maybe you need a few months to review your grammar rules. The sooner you get a baseline the sooner you know what you have to do.
Make sure you have time to take the whole test in one sitting, or, at least, each section in one sitting. And make sure there are no cell phones ringing or people knocking on your door. Let’s just say no disturbance of any kind. Use a pen and some paper for scratch notes. Take it seriously. Don’t give up or stop half way through. It’s not uncommon to have a strong resistance to taking standardized tests and/or preparing for them. Remember this.
Preparing and improving on the SAT is about learning skills. You can learn skills with time and effort. So, lower your resistance to taking a practice SAT. Take the plunge and know, sooner rather than later, what you have ahead of you in terms of prepping and improving.
Finding out where you stand is the first step towards becoming a SAT Winner. You then need to prepare a study plan, identify the best way to learn from your mistakes, go through basic study material, plan your sample tests and much more..
And if you looking at your personal best score, you also need to learn ways to approach difficult problems, to control your tension level when you get a series of difficult questions, cherry pick your study material to get the best for your money and more importantly, your time… and so on.
It certainly is a tall order, but fortunately, you are not alone in your journey. Have a look at the link below to see how you can learn from the experience of hundreds of students who have gone on to become SAT Winners.
To know more about <a rel=”nofollow” onclick=”javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);” href=”http://www.my-sat.com”> SAT Test Study Guide </a>visit<a rel=”nofollow” onclick=”javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);” href=”http://www.my-sat.com/” > my-sat.com </a>
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Stop Loss Order for Day Trading
Sep 9th
Stop Loss Order for Day Trading
What is Stop Loss Order?
Stop loss order is an order to close position if/when losses reaches a particular point. In other words this is an order by which you can decide the maximum loss that you are ready to accept. Here we are going to discuss only Stop Loss Order regarding Day Trading, but the same principle can be used for Swing Trading or Long Term Trading.
Following Example can explain the point.
If u have placed a buy order at 100. You need not place a stop loss order till your trade gets executed. Once your trade gets executed, you have to place another order for Stop Loss.
Now lets assume that CMP(Current Market Price) is 100.50.
Stop Loss Order should be like this
Type= Sell
Quantity = Quantity you have got (received).
Price=99.40
Trigger price =99.50
Note: Trigger price is the price at which your order gets triggered (fired). Till then it’s on hold.
So in our example If CMP falls from 100.50 to 99.55 nothing will happen but at 99.50 your order (Stop Loss) for sell will get executed at a price of 99.40 so your loss would be limited to 0.60 (100-99.40) only.
Additional Points:
Percentage Of Stop Loss
For day trading stop loss of 1-2% max is recommended. Some traders like me use 0.5% stops, which is what I have explained (100-0.5%*100=99.5). You have to decide the % according to your experience & confidence.
If you don’t use stop loss order the price can go down by 5% or even 20% & you won’t be able to do much then, hence for every trade without fail you should use stop loss order.
A warning, don’t ever think that just because you have placed stop loss order, you are 100 % safe. That’s not the case even after a stop loss order you can suffer huge loss. Surprised? See how.
In the above example if the your stop loss order gets triggered at 99.50 for 99.40 but there is no buyer at 99.40 so the order will get triggered but not executed till there is some one ready to buy at 99.40. In mean while some one else has put a sell order at 99.30, now you are at number two still waiting, then if some one puts a sell order at 99.10 you are at number three & hence your order may left behind while others keep putting orders at less than your order & you may wonder why my stop loss order did not get execute!!!!!!!!!!!
Solution for above problem is as follows.
The gap between trigger price & price is important. If you want your stop loss order to be more secured, increase the gap.( Gap between Trigger Price & Price). i.e. triggered price at 99.50 & price 99.10(instead of 99.40). You should change the gap depending upon the share you trade. More volatile stocks require big Gap while for slow movers small Gap is enough. You can decide the Gap on the basis of difference between best buy & best sell (bid /ask) in second window.
Stop Loss For Shorting
For shorting that is selling first & then buying, the stop loss order has to be reversed as follows.
If you have shorted at 100(CMP=99.50)
Stop Loss order should look like this
Type =Buy
Quantity = Quantity you have shorted
Price=100.60
Trigger Price =100.50
Cancel/Modify Stop Loss Order
The most important thing if your stop loss does not get hit & you earn profit by squaring of your position; do not forget to cancel the stop loss order. Yes I repeat do not forget to cancel the stop loss order. Other better option is that you can modify your stop loss order as Trailing Stop till the execution. (I do this as I forget to cancel the stop loss order.)
Following example can explain how you can do this.
Your Stop Loss for first example was 99.50 for 99.40, right? Now if the CMP has gone up from 100.50 to 102.20, you can modify your stop loss order to 101.10 in place of 99.50 & 101.00 for 99.40. If price keeps going up, keep following the price by modification.
Always remember the following rule.
For buy’s Stop Loss Order (Type=Sell) “Trigger Price” should be more than “Price” of Stop Loss Order & for Short Selling’s Stop Loss Order (Type=Buy) “Trigger Price” should be less than “Price” of Stop Loss Order.
Important Note:
Some Trading Systems allow Trader to enter Stop Loss Order at the time of Actual Order and some Systems allow Stop Loss Order to get automatically cancelled against squaring off position.
Happy Day Trading
Vishal Deshpande
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Marketing Concept – How It All Began
Sep 7th
Marketing Concept – How It All Began
The Marketing concept became predominant around the 1970′s. Till then there were basically other philosophies such as the production concept, product concept and the sales concept that were in practise throughout the historic time frames. However, as the time passed by each of the philosophies that were predominant during each time frame gradually under went changes, because of the changes that took place in the consumer market. As a result, the marketing concept emerged and was the focus of all the manufacturing organisations. eventhough some firms may still practise other philosophies. having said that, in order to understand the marketing concept better, it is vital to have a look at each of the other philosophies that existed.
Production Concept
The production concept is considered to be one of the earliest concepts that prevailed from the time of the industrial revolution upto the late 1920′s. The main focus of this concept was to encourage the firms to produce products, that they were capable of producing, rather than trying to concentrate on goods that gave customer satisfaction.
The manufacturing firms basically assumed that the people were willing to buy the products that the firms could produce. On this assumption, the firms began to come up with basic goods that were necessary for the day to day living. The firms harly took any interest in concentrating on the choices and tastes of the consumers. They started producing goods on a large scale, which eventually dropped the cost of production. As a result, the goods produced were relatively cheap. The consumers had no other choice but to buy the products that were on the market. Hence these goods were necessary for the day to day living and was even cheaper, the products sold quite well in the beginning. As a result, the mass production consept became widely spread during that time.
However, as time passed by the competition began to increase. More and more competitors that produced the same or similar products came into the market. The supply of goods gradually increased. In other words, to say the supply exceeded the demand of the consumers. Now that the consumers had a lot to choice from the many suppliers, the goods that were produced by the firms began to pile up on the shelves, and it was obviuosly time for the firms to find new strategies to move all their products off the shelves. In other means, the production concept was no longer working and the firms had to come up with another way to sell their products.
Product Concept
In order to create demand for the goods that were already piling up on the shelves, the firms began to focus on what was known as the product concept. Likewise the production concept this concept too ignored the consumer preferences. Instead, it focussed mainly on the product itself, thus concentrating on improving the quality of the products and adding different features to it, in order to make it look attractive and superior to the other competitor products. What they really wanted to do was to differentiate their products form the rest of the competitors , rather than concentrating on the large scale low cost prodcution By improving the products, the firm believed that the consumers will be attracted to their products, which will eventually get the products off the shelves.
As predicted, the products that were piled up on the shelves and warehouses began to move slightly as the demand for the goods increased. But it was not for long before, when the other competitors too crept in with better quality products. This once again, paved the way to reduce the demand. As the demand fell, the firms basically had to look for other ways in which to increase their sales if they were to keep up with the competitors. What they basically did was come up with a new concept that concentrated on the sales aspect of production, and was the beginning of the sales concept.
Sales concept
The sales concept mainly focused on selling the pordcuts manufactured by the firms in order to increase the sales volume. In other words, the main aim of firms practising this concept was to some how try and sell their products to the consumers better than their competitors. They hardly took into consideration what the consumers thought was important, but instead what they really wanted to do was to sell the products that have already been produced, by way of convincing the consumers to buy it. In order to convince the consumers to buy what they have produced, they used techniques such as advertising and personal selling etc. The main intention was to make the consumers aware of their products and make it available to them with the hope that they will buy. At first, this really worked because the consumers bought products that they were well aware of.
But later, as the income of the people began to increase and the amount of different products that were introduced to the market went up, the consumers were no longer willing to buy what the firms produced. In stead, they basically looked for goods and services that were up to their expectations. The hard selling concept was no longer effective. The firms basically had to look for better strategies in order to keep up with the ever increasing competition, if they were to survive . As a result, they began to focus their attention to another direction which was know as the marketing concept.
Marketing Concept
Unlike the other philosophies that existed at different time frames, market concept was a philosophy that mainly focussed on the needs and wants of the consumers. This concept belived that if the organizations are to increase their sales and obtain profitable sales, then they basically have to concentrate on the tastes of the consumers. In other means, the firms should find out what the consumers need, in order to produce goods that will keep up to their expectations. It is rather vital to first understand what exactely do the concumers want, and then produce those goods and services.
To say, the focal point of the marketing concept is to identify and satisfy the needs of the customers. As a result, in order to produce exactely what the consumers demand for, it is important to look into areas such as what the consumers want, how to improve the products while meeteing their needs and also how to keep the customers satisfied throughout. To do so, market concept basically relies on market research. What actually means by this is that, as marketing concept is a customer focus concept , it is market research that helps to find out exactely the consumers wants thus helping to develop the marketing plan, and also deciding on the marketing mix in order to achieve profitable returns while meeting customer satisfaction.
To conclude, it should be said that marketing concept came into practise as a result of the need to satisfy customer needs. The philosophies that existed were no longer helpful in facing the competition and producing products that the consumers demanded for. In this ever changing competitive environment, the customers were considered the most important. If the firms were to survive, then they obviously have to satisfy the needs of the customers. The tastes of the consumers kept changing with the development of new technologies and communication facilities, and the firms have to walk hand in hand with the ever changing demands of the consumers. However, if the firms fail to keep up with the ever changing needs of the consumers, then obviously there is arisk of facing the competition.
Shameena Silva
Bachelor of Hospitality Management (Australia), MBA ( U.K)
e:mail – shameena_silva@yahoo.co.uk
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Cold and Flu – Protection, Prevention and Treatment
Sep 6th
Cold and Flu – Protection, Prevention and Treatment
Cold and flu are the most commonly occurring illnesses in the entire world, with more than 1 billion colds per year reported in the United States alone. The common cold is a self-limit
ed illness caused by any 1 of more than 200 viruses. You usually do not need to call your doctor if you catch a cold. For more severe symptoms or a prolonged duration of symptoms, you should visit your doctor. An office visit will usually be fine.
I. How to protect yourself from cold and flu
1. Stop stress – Pushing yourself too hard depresses the immune system. When your defenses are down, you are vulnerable to a cold or flu virus.
2. Healthy diet – A healthy diet is important to keep your immune system strong. Avoid junk food and consume more fruits, vegetables and plenty of non-caffeinated liquids.
3. Taking vitamin C daily – During cold season, taking extra vitamin C helps to strengthen your defenses against cold viruses. This helps to reduce the severity of cold symptoms. Be sure to wash your hand after using any office equipment, especially when one of your co-workers have colds.
II. If you have a cold
1. Drink a lot of hot fluids Traditionally, a family member who has cold or flu is only allowed to take hot chicken soup and chicken congee, avoiding all the hard to digest and cold foods. No one knows why but it works more effectively. Hot tea also keep the nasal passages open.
2. Take an antihistamine to relieve stuffy nose.
3. Treat coughs with the right cough medicine Coughs that produce phlegm can be treated by the ingredient guaifenesin which loosens the mucus that causes you to cough. If you have a dry and irritating cough, dextromethorphan might be used to suppress it during the night so you can sleep. Unless absolutely necessary do not use antibiotics. Overuse of antibiotics do more harm than good to your body.
III. Prevention and Treatment with Foods
A.Here are some foods that can be eaten regularly so you can strengthen up your immune system and kill the bugs before they can attack.
1. Chicken soup
No one knows how, but it works. It was nothing compared to the improvement after intake of chicken soup, our body might need to negate the effects of steam from hot water and hot chicken soup. If you look closer to any chicken soup recipe, you can see there are a lot of garlic, onions, peppers, etc which are natural remedies helping to improve immune system.
2. Contessa
Mix regular tea with 1 teaspoon of honey, congac, butter each and 1/2 teaspoon of cinnamon and drink them while it is hot before bed time. You will see the difference when you wake up in the morning.
3. Honey and apple cider vinegar
Mix 1/4 cup of apple cider vinegar and an equal amount of honey. It is particularly effective for a cold with a sore throat.
4. Tea, cinnamon, sage and bay leaves
Prepare tea by steeping equal parts of cinnamon, sage, and bay leaves in hot water. Strain and before drinking the tea add 1 teaspoon of lemon juice and honey.
5. Sunflower seeds
Boil 1/2 cup of sunflower seeds in 5 cups of water until there is about 2 cups of water left in the pot. Then add 2 cups of honey and 1/2 cup of gin. Take 2 teaspoons three times a day just before mealtime.
6. Drink a lot of non dairy liquid, so you can keep flushing out your system.
B. Prevention and Treatment with Nutritional Supplements
Here are some nutrients that have proven record of preventing cold and flu. Keep these nutrients in mind when the cold and flu season comes.
1. Vitamin C
This nutrient strengthens the immune system, accelerating its ability to combat harmful substances. Bowel tolerance doses can be taken orally and more can be taken with out this effect when administered intravenously.
2. Bioflavonoids
Working together with vitamin C, Bioflavonoids assists in the management of cold and flu by reducing the severity and duration of symptoms, helping to maintain and strengthen capillary and connective tissues. It also has an effectiveness of relieving varicose and surface veins.
3.DHEA
This adrenal hormone offers immune enhancing qualities and helps fight viruses.
4.Zinc
Zinc plays an important role in preventing and treating cold and flu. It is required by the thymus gland that is a major link in the immune system, helping to produce highly differentiated and educated cells that can fight off the onslaught of new bacteria and viruses.
5. Shark liver oil
Seagate shark liver oil has one of the highest natural levels of Omega 3 fatty acids in the world. Deficiencies in these fatty acids have been noticed in studies involving people having nervous disorders. Shark liver oil also helps in boosting the production of virus fighting cytokines and alkylglycerols make shark liver oil the natural fighter of antibacterial, antiviral and antifungal forces.
6.Melatonin
Melatonin has the ability to trigger T-helper-cell production. T-helper-cells are necessary for the immune system in recognizing cancer cells, viruses, bacteria and fungi.
There are many more nutrients which have a power in strengthening your immune system, helping to fend of cold and flu such as medical mushroom, gamma- Linoleic acid, and etc.
C. Prevention and Treatment with With Herbs
Here are some herbs that might help to prevent cold and flu:
1.Echinacea
Echinacea boosts the immune system to help prevent cold, flu, allergies and minor upper respiratory infections therefore it has an effectiveness of treating cold, flu & sinus relief.
3.Greentea
Green tea contains antioxidants that can help to boost immune function, therefore with immune system strengthening substances green tea protects your body from getting cold or flu. A recent study published in the Journal of the American College of Nutrition showed that subjects taking a special preparation of green tea as a capsule experienced 23% less of getting cold and flu overall and 36% fewer sick days.
4.Goldenseal
Goldensea provides nutrients that enhance the immune system and help fight the cold and flu, shortening the duration of colds and flu. It also is one of the most popular herbal combinations for respiratory issues, used by Native Americans for centuries.
5.Astragalus
Astralagus has been used in Asia to prevent cold and flu for more than 2,000 years. This herb stimulates the body’s production of interferon, which is a potent immune protein that boosts your ability to fight infections and diseases.
6.Peppermint
Peppermint is an expectorant and a decongestant. It may offer some relief for mild asthma attacks, lessening bronchial constriction and making it easier to breathe. Peppermint promotes sweating, which could possibly help regulate body temperature during a fever, which is good news during cold and flu season.
D. Treatment with Homeopathy
Homeopathy have been proven to help relieve cold or flu. The homeopathy physician analyzes many factors, including the speed of onset of symptom, sensation, how the patient looks and his or her mental state.
1.Early stages of cold and flu
a) Aconite
This remedy is often prescribed for robust people, as well as those who eat meat often. Only 30c pellets under the tongue is needed to get a cold to disappear.
b) Belladonna
Belladonna is a remedy for serious symptoms of cold, flu, infection and sore throat.
c) Ferrum phosphoricum
This remedy is for people with a weak immune system. Cold and flu symptoms are not vague but uncomfortable. There might be a slight earache, running nose and a mild sore throat.
2. Mid-stage of cold and flu
a) Allium Cepa
People with mid stage of cold are given allium cepa when their eyes are watery and clear but nose is red and irritated. Other symptoms include multiple sneezes and burning nasal discharge.
b)Natrum Muriaticum
Person has a thick, clear fluid discharge that resembles raw egg white. Lips are dry and cracked with cold sores on the side or outside of the mouth.
3. For advanced stages of cold and flu
a) Arsenicum Album
People with symptoms of burning eyes, sinus, irritation in the nose, sneezing, extreme chill, restlessness and fever. This person feels worse at night and better in the morning.
b) Mercurius vivus
The cold is already in the advanced stage and the immune system is weakened. People have soar throats that feel with swallowing, as well as sneezing, bad cough, and night sweats.
c) Hepar Sulph
This remedy helps deep colds and flu when this turns into infection and sinusitis. The person is very chilly and there is often mucus in the lung with thick and yellow discharge. Antibiotics may be used.
I hope this information will help. If you want to read more, please visit my home page:
http://medicaladvisorjournals.blogspot.com/
http://coldandflutips.blogspot.com/
All rights reserved. Any reproducing of this article must have all the links intact.
I have been studying natural remedies for disease prevention for over 20 years and working as a financial consultant since 1990.
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Central San Diego Real Estate Market – Mid Year Snapshot Of Median Prices (2006) – Single Family Homes
Sep 5th
Central San Diego Real Estate Market – Mid Year Snapshot Of Median Prices (2006) – Single Family Homes
Central San Diego Real Estate Market – Mid Year Snapshot of Median Prices (2006) – Single Family Homes
As of this writing, the San Diego real estate markets appears to have shifted from one that favors sellers to one that favors buyers. However, this premise may not hold true for all communities within San Diego, as median prices for some communities continue to rise while others fall.
While there are many metrics to evaluate the real estate pricing trends of a community, one commonly used parameter is to evaluate the median price of homes from one point in time against a prior point of time. The median price reflects the point at which half the homes are above a particular price point, and half the homes are below a particular price point. The median price metric provides one method to analyze the direction of home prices, but should not be used as the sole source of data from which to form conclusions.
The data below is a comparison of median prices for various communities in central San Diego County, comparing data from June 2005 against data for June 2006. This information is only one metric at a particular point in time, and other metrics or data from future months may support or dispute the pricing trends noted below. For some of the San Diego communities presented below, very few homes sold during June 2006, which diminishes the usefulness of the median price metric.
COMMUNITIES WITH INCREASES IN MEDIAN PRICE – SINGLE FAMILY HOMES – JUNE 2006
The data below pertains only to the sales of single-family homes, and does not include condominiums or townhomes. The data is organized by the magnitude of change in median price, with the highest change in median price presented first.
For the Coronado real estate market, the median price was ,775,000, which represents a 14.7% increase from the same time last year. Approximately 15 homes sold in June 2006 (21 homes sold in June 2005).
For the Point Loma real estate market, the median price was ,024,068, which represents an 11.4% increase from the same time last year. Approximately 20 homes sold in June 2006 (14 homes sold in June 2005).
For the University City (UTC) real estate market, the median price was 0,000, which represents a 10.6% increase from the same time last year. Approximately 5 homes sold in June 2006 (19 homes sold in June 2005).
For the La Jolla real estate market, the median price was ,692,500, which represents a 10.3% increase from the same time last year. Approximately 28 homes sold in June 2006 (38 homes sold in June 2005).
For the Logan Heights real estate market, the median price was 5,000, which represents a 7.6% increase from the same time last year. Approximately 13 homes sold in June 2006 (14 homes sold in June 2005).
For the Paradise Hills real estate market, the median price was 7,500, which represents a 5.7% increase from the same time last year. Approximately 8 homes sold in June 2006 (16 homes sold in June 2005).
For the Mission Hills real estate market, the median price was 7,500, which represents a 3.1% increase from the same time last year. Approximately 11 homes sold in June 2006 (12 homes sold in June 2005).
For the Scripps Ranch (Scripps Miramar) real estate market, the median price was 9,250, which represents a 2.8% increase from the same time last year. Approximately 34 homes sold this month (43 homes sold in June 2005).
For the San Carlos real estate market, the median price was 3,000, which represents a 2.4% increase from the same time last year. Approximately 12 homes sold in June 2006 (16 homes sold in June 2005).
For the Del Cerro real estate market, the median price was 7,500, which represents a 2.1% increase from the same time last year. Approximately 13 homes sold in June 2006 (30 homes sold in June 2005).
For the Normal Heights real estate market, the median price was 6,250, which represents a 1.7% increase from the same time last year. Approximately 20 homes sold in June 2006 (19 homes sold in June 2005).
COMMUNITIES WITH DECREASES IN MEDIAN PRICE – SINGLE FAMILY HOMES – JUNE 2006
The data below pertains only to the sales of single-family homes, and does not include condominiums or townhomes. The data is organized by the magnitude of change in median price, with the highest change in median price presented first.
For the Old Town real estate market, the median price was 0,000, which was a 19.1% decline from the same time last year. Approximately 5 homes sold in June 2006 (14 homes sold in June 2005).
For the Golden Hill real estate market, the median price was 1,000, which was a 16.4% decline from the same time last year. Approximately 10 homes sold in June 2006 (13 homes sold in June 2005).
For the Pacific Beach real estate market, the median price was 1,960, which represents a 14.8% decline from the same time last year. Approximately 15 homes sold in June 2006 (19 homes sold in June 2005).
For the Tierrasanta real estate market, the median price was 0,000, which represents a 12.6% decline from the same time last year. Approximately 9 homes sold in June 2006 (17 homes sold in June 2005).
For the North Park real estate market, the median price was 0,000, which represents a 9.7% decline from the same time last year. Approximately 31 homes sold in June 2006 (16 homes sold in June 2005).
For the College Grove real estate market, the median price was 5,000, which represents a 5.9% decline from the same time last year. Approximately 38 homes sold in June 2006 (40 homes sold in June 2005).
For the City Heights real estate market, the median price was 0,00, which represents a 5.3% decline from the same time last year. Approximately 17 homes sold in June 2006 (30 homes sold in June 2005).
For the Mira Mesa real estate market, the median price was 0,000, which represents a 4.7% decline from the same time last year. Approximately 45 homes sold in June 2006 (47 homes sold in June 2005).
For the Linda Vista real estate market, the median price was 0,000, which represents a 4.2% decline from the same time last year. Approximately 16 homes sold in June 2006 (17 homes sold in June 2005).
For the Mission Valley real estate market, the median price was 0,000, which represents a 3.8% decline from the same time last year. Approximately 7 homes sold in June 2006 (18 homes sold in June 2005).
For the Encanto real estate market, the median price was 5,000, which represents a 3.3% decline from the same time last year. Approximately 36 homes sold in June 2006 (47 homes sold in June 2005).
For the Clairemont real estate market, the median price was 5,000, which represents a 2.6% decline from the same time last year. Approximately 30 homes sold in June 2006 (34 homes sold in June 2005).
For the Sorrento Valley real estate market, the median price was 1,000, which represents a 1% decline from the same time last year. Approximately 6 homes sold in June 2006 (5 homes sold in June 2005).
ADVISORY
Homebuyers and home sellers should keep in mind that the data above is simply a snapshot in time, and is not conclusive of the pricing trends for any community. For some communities presented above, very few homes were sold during June 2006, which makes the use of the median price metric of limited value. The data must be evaluated over a longer duration, and involve multiple metrics to fully understand enduring market trends. Contact your Realtor to obtain information about enduring market trends for any given community.
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Miss Universe 2007
Sep 4th
Miss Universe 2007
MISS UNIVERSE 2007
By Alejandro Guevara Onofre
MISS UNIVERSE 2000
SITE: Nicosia, Cyprus.
HISTORY. Representatives from 79 countries, territories and dependencies attended the Miss Universe contest. Certainly, India became the most powerful country in the Beauty World. Miss India, Lara Dutta, has all the qualities to be a Miss Universe-intelligence, beauty, personality, charisma and determination. Finally, Ms. Dutta was the new Miss Universe. It was one of her lifelong dreams to become Miss Universe. Few misses have had careers as long and varied as Lara Dutta.
In a career of more than seven years, she has been professional model, ambassador and actress. Lara once said, “Winning the Miss Universe title is the culmination of a dream”.
Like Miss Universe 2000, she went to Saint Marteen, Puerto Rico, USA, Colombia, Thailand, Malaysia, Japan, Switzerland, Venezuela, Mexico, Indonesia and the United Arab Emirates. Ms. Dutta became well-known to millions as a womenâs rights activist in India. Lara Dutta was one of the best known misses of the 21st century.
MISS UNIVERSE 2001
SITE: Bayamon, Puerto Rico.
HISTORY. Representatives from 77 countries and dependencies attended the Miss Universe. Osmel Sousa, president of Miss Venezuela Organization, wanted to win the Miss Universe title. People who have worked with him say heâs a perfectionist preparing carefully for each project. He is a very private man, who rarely gives interviews.
At the onset, Venezuelaâs Eva Monica Ekvall Johnson was the favorite by experts and journalists. Miss Venezuela reached the finals, but surprisingly, she only came in fourth place. Many people felt that the decision was unfair.
A Puerto Rican won the Miss Universe contest again. Like Margarita Moran (Miss Philippines and Miss Universe 1973) and Janelle Penny Commissiong (Miss Trinidad Tobago and Miss Universe), Miss Puerto Rico, Denisse Quiñones, was crowned also Miss Photogenic Universe.Denisseâs ambition was to become a professional singer.
MISS UNIVERSE 2002
SITE: San Juan de Puerto Rico.
HISTORY. San Juan de Puerto Rico hosted the pageant.
The favorites were Colombia (Vanesa Alexandra Mendoza Bustos), India (Neha Dhupia), Panama (Justine Paseak), China (Zhuo Ling), and Russia (Oksana Federova).All made the semi-finalists except for Colombia. Ms.Mendoza became the first black woman to be named Miss Colombia. Miss Colombia will always be remembered as the first black woman representing her country in this contest.
For the first time since 1990, communist bloc sent a Miss China to compete in the Miss Universe. Ironically, Miss Cuba pageant has been forbidden since 1960 by Cuban dictatorship.
At the onset, Chinaâs Zhuo Ling was one of the most popular delegates. Finally, Miss China was the 1st runner-up.
Russia´s Oxana Federova was elected Miss Universe. However, she was obligated to give back the title of Miss Universe. Ms. Federova was a controversial woman. Certainly, her popularity declined in her own country.
During the next months in New York City, Miss Panama, Justine Lissette Pasek Patiño, was crowned Miss Universe 2002. Ms. Pasek was long considered one of the most intelligent women in the Miss Universe history. Panamaâs Justine Paseak was born in Kharkov, Ukrania. She had a very happy childhood there with her parents. Next years, her family moved to Panama City. Justine had several years experience as professional model.
MISS UNIVERSE 2003
SITE: Panama City, Panama.
HISTORY. For the second time, Panama City hosted the pageant. One of the most enthusiastic fans was Panamanian president Mireya Elisa Moscoso Rodriguez. On September1, 1999, Mireya Moscoso became Panamaâs first female head of state.
The favorites were Miss Dominican Republic (Amelia Vega), Miss Japan (Miyako Miyazaki), Miss Brazil (Gislaine Rodrigues Ferreira) and the Miss USA (Susie Castillo Cintrom). Ms. Castillo has Puerto Rican descent. Miss Japan was undoubtedly one of the great beauties of the 2000s.
Under the leadership of two Venezuelans, Miss Dominican Republic became Miss Universe. Amelia Vega became Dominican Republicâs first Miss Universe. For the first time since 1992, Miss India did not qualify for the semi-finals.
Like Miss Universe 2003, she went to Indonesia, Puerto Rico, Mexico, Ecuador, Thailand, Vietnam, Guyana, USA, India, Saint Maarten and the Peopleâs Republic of China.
MISS UNIVERSE 2004
SITE: Quito, Ecuador.
HISTORY. Ecuadorian newspapers reported that misses Ukraine (Okelsandra Nikolayenko), Venezuela (Ana Karina Añez Delgado), Australia (Jennifer Hawkins), USA (Shandi Ren Finnessey), Paraguay (Yanina Alicia Gonzalez Jorgge), and Ecuador(Susana Rivadeneira Simbal) were the most favored to win the contest.
Surprisingly, Miss Ukraine did not enter the semi-finals. Before she went to Ecuador, Okelsandra Nikolayenko competed in Miss World 2001, where she was semi-finalist. Venezuelaâs Ana Añez admired Mahatma Gandhi. “Mahatma Gandhi has been a big influence in my life thanks to his political and religious influence he gave to the world”, she said.
For the first time since 1982, Miss Venezuela did not qualify for the semi-finals. It was sadness for Venezuelaâs Osmel Sousa. He once said: “If Venezuela does not make it in the finals, I will have a heart attack!”
Miss Australia was elected Miss Universe. She became Australiaâs second Miss Universe. The next day her photo was see all over the world and from that moment the name Jennifer Hawkins was known everywhere. Ms. Hawkins is perhaps the most beautiful woman in Miss Australia history.
The judges were Petra Nemcova (Czech fashion model), Monique Menniken (German fashion model), Elsa Benitez (Mexican super-model), Bo Derek (American actress), Bill Rancic (American entrepreneur), Anne Martin (vice-president of Global Cosmetics and Marketing of Proctor & Gamble Cosmetics), Emilio Estefan (music producer), Jon Tutolo (president of Trump Model Management), and Jefferson Perez ( 1996 Ecuadorian Olympic gold medalist).
MISS UNIVERSE 2005
SITE: Bangkok, Thailand.
HISTORY. Among the most popular delegates in the pageant were Canadaâs Natalie Glebova, Dominican Republic´s Renata de Jesus Soñe Savery, Mexicoâs Laura Elizondo Erhard, Venezuelaâs Monica Spear, Indiaâs Amrita Thapar, South Africa´s Claudia Henkel, and Switzerlandâs Fiona Hefti.
A naturalized Canadian citizen who was born in Russia and came to Canada, Natalie Glebova was elected Miss Canada and Miss Universe 2005.Her beauty was loved by millions of people. She became well-known to millions as an anti-AIDS activist in the Third World.
The judges were Carson Kressley(American designer), Cassie Lewis (American model), Bryan Dattilo (American actor), Jean Georges Vongerichten (French chef), Okelsandra Nikolayenko (actress and former Miss Ukraine), Porntip “Bui” Nakhirunkanok (former Miss Thailand and Miss Universe 1988), Mario Cimarro (Mexican actor), Anne Martin (vice-president of Global Cosmetics and Marketing of Proctor & Gamble Cosmetics) Kevin S. Bright (American television executive producer), Heidi Albertsen (Danish model), and Khun Rom Pakdi (Thai actor).
Like Miss Universe 2005, she went to Greece, Canada, India, USA, Thailand, Indonesia, Singapore, Ecuador and Brazil.
MISS UNIVERSE 2006
SITE: Los Angeles, California (USA).
HISTORY. At the onset, Japanâs Kurara Chibana was the favorite. Like Miss Japan 2003, Miyako Miyazaki, she was a beautiful exotic girl from Okinawa, the birthplace of the karate. Certainly, Miss Japan had several fans. However, Miss Puerto Rico,Zuleyka Rivera, made history by becoming the fifth Puerto Rican winner of the contest. She was one of the most famous models in her country. During the Miss Universe, Miss Puerto Rico was bilingual in English and Spanish.
Miss Universe 2006 was dominated by Latin America: Puerto Rico, Paraguay, Bolivia, Colombia, Mexico and Trinidad-Tobago.
The judges were Amelia Vega (former Miss Dominican Republic and Miss Universe), Marc Cherry (American writer), Claudia Jordan (Miss Rhode Island 1997), Tom Green (Canadian sock comic), Emmitt Smith (former American football player), James Lesure (American actor), Maria Celeste Arrras (Puerto Rican journalist), Patrick McMullan (American designer), Santino Rice (American fashion designer), Bridgette Wilson-Sampras (actress and former Miss Teen USA) and Sean Yazbeck (British actor).
MISS UNIVERSE 2007
SITE: Mexico City, Mexico
HISTORY: Representatives from 77 countries attended the Miss Universe pageant.
The favorites are Venezuela´s Ly Jonaites, Tanzania´s Flavia Matata, South Koreaâs Honey Lee, Japanâs Riyo Mori, and Philippinesâs Ana Therese Licaros.
Miss Venezuela is a fashion model. She has gorgeous brown hair, kind brown eyes and beautiful smile which lights up her whole face. Furthermore, she speaks three languages. She admires Princess Diana Spencer. Her dream is to become fashion designer. She once said, “I plan to be a fashion designer and have my own boutique expressing my personality through my art”. Certainly, Ly Jonaites is one of the best delegates in the Miss Universe history.
The judges are Nave Navarro (singer/American-Mexican), Tony Romo (Professional football player/American-Mexican), James Kyson Lee (actor/American-Korean), Justine Pasek (former Miss Panama and Miss Universe), Adel Chabbi (stylist/French-Tunisie), Dimitris Margetas (American-Greek/ charge of Consumer Marketing for Proctor & Gamble´s Prestige Products Inc), Marc Bouwer (American fashion designer), Dayanara Torrres (former Miss Puerto Rico and Miss Universe), Fred Howard (American-African fashion designer), Thuy Than (American-Vietnamese fashion photographer), Michelle Kwan (American-Chinese sportswoman), Nina Garcia (American-Colombian journalist), Leigh Rossini (American publicist) and Lindsay Clubine (American fashion model).
ALEJANDRO GUEVARA ONOFRE:He is a freelance writer.Alejandro is of Italian, African and Peruvian ancestry.He´ve studied political science and journalism.He has published more than seventy-five research paper in English, and more than twenty in Spanish, concerning the world issues, olympic sports, countries, and tourism. His next essay is called The Dictator and Alicia Alonso.He is an expert on foreign affairs. Futhermore, Alejandro is the first author who has published a world-book encyclopedia in Latin America. He admires Frida Kahlo (Mexican painter), Angelina Jolie (actress and Goodwill Ambassador for the UN Refugee Agency), Hillary Clinton (ex-First Lady of the USA), and Jimmy Carter (former President of the USA). His favorite film is Gorillas in the Mist.Some of his favorite books are The Return of Eva Peron and the Killings in Trinidad (by V.S.Naipaul), Las Mujeres de los Dictadores (by Juan Gasparini) and Murder of a Gentle Land (by John Barron and Anthony Paul).His favorite song is by Karen Carpenter, called Touch Me When We´re Dancing… His personal motto is The future is for those people who believe in the beauty o f their dreams by Eleanor Roosevelt.
Interests and Hobbies:
His hobbies and interests are writing essays, going to the gym, browsing the Internet, Foreign Politics, learning about cultures, reading , cooking Peruvian food, listening to American and British Music…
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Types of Job Interview Questions
Sep 3rd
Types of Job Interview Questions
The list of possible interview questions can be quite large and overwhelming. Fortunately, there are only really five different types of interview questions. This structure helps put these questions into a manageable framework. The five different types of interview questions:
1. Resume-Related Questions (You Questions)
2. Qualifications for Job Questions
3. Behavioral Questions
4. Case Interview Questions
5. Personality Questions
Resume- Related Questions (You Questions)
This group of questions can be described as “You” questions because they tend to center around what “you” have done. Sample Interview questions could include:
• Tell me about yourself?
• What did you major in at college?
• What did you do in this position?
The main focus of these questions is to try to find out whether your resume information is accurate and whether you have exaggerated or been modest about your credentials. This is most often done by asking questions based on the information shown in your resume.
Job Qualification Questions
These questions will be generated mainly from the job description and may overlap somewhat with Resume-Related questions. They are designed to see if you have the experience or qualifications for the position at a general level. They will ask you sample interview questions like:
• Have you ever managed a team before?
• Do you have any experience with conflict resolution?
• Have you ever given a presentation to external customers?
Behavioral Questions
These questions try to specifically determine whether you have the appropriate level of experience or qualifications for the position. They tend to go deeper than Job Qualification Questions by having you provide answers based on your prior work experience. These questions provide you with a basic problem scenario and expect you to be able to answer it based on a prior work experience example. Sample Interview questions could include:
• Tell me about a time you used your conflict resolution skills?
• Tell me about a project where you implemented a process improvement idea?
• Give me an example of a time you failed to complete a project on time and how you went about correcting the issue?
These questions can take on the form of a positive or a negative and so it is a good idea to have thought out ahead of time examples that you will want to use. It is also a good idea to try to identify before hand what are likely to be the skills they will base their behavioral questions on. For example, a salesman might expect to get behavioral questions based presentation skills. One such question could be give me a time when you gave a successful presentation to a client or for customer service skills, tell me about a time when you used your customer service skills to help keep an upset customer with the company.
Case Interview Questions
These types of questions tend to be tailored toward client focused positions like consulting and sales. They essentially involve providing you with a list of facts surrounding a company problem and ask you how to address the issue. Depending on the position, this may include doing things like performing mathematical computations or creating presentation aids. Regardless of the position, you can expect to have to present your findings and answer follow-up questions.
The purpose of these types of interview questions is to see how you think, whether you can perform under a stressful situation and, determine whether your personality is a good fit for the team. These interview questions usually are conducted on a one on one basis; however, you can also answer these questions as part of a group as a way for some companies to judge your interpersonal skills.
Personality Questions
These types of questions usually take on two forms. One form is a formal standard test that asks you a lot of questions about what types of things you prefer or would choose to do based on a list of options. The second form of personality questions are the informal type that can occur anywhere in the interview process and are geared towards determining if you are a good personality fit for the position. Sample interview questions could include:
• What was the score of the Cowboys game last night?
• What did you think of the last episode of American Idol?
The purpose of these questions is to see if you are well rounded enough to be able to talk to a prospective client about a general topic like American Football or a popular television show.
By getting a basic familiarity of these types of sample interview questions, you will help reduce your overall learning curve. Although interview questions tend to get most of the attention in other interviewing guides and books, you should instead divide your focus between all aspects of the interview process. By having a more comprehensive outlook on the interview process, you will tend to have better results by appearing more well-rounded and professional to your interviewers throughout the entire interview process.
Mark McCormick is a former HR staffing member and veteran of many interviews as both an interviewer and a job seeker. To find out more interview tips and techniques, click here: http://www.interviewquestionsandanswers.org/Job-Interview-Tips.html or
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